{"id":98,"date":"2026-08-17T09:55:49","date_gmt":"2026-08-17T07:55:49","guid":{"rendered":"https:\/\/www.rixo.sk\/blog\/?p=98"},"modified":"2026-08-17T09:55:51","modified_gmt":"2026-08-17T07:55:51","slug":"ako-postupovat-po-dopravnej-nehode","status":"publish","type":"post","link":"https:\/\/www.rixo.sk\/blog\/ako-postupovat-po-dopravnej-nehode\/","title":{"rendered":"Ako postupova\u0165 po dopravnej nehode krok za krokom 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Dopravn\u00e1 nehoda pr\u00edde v\u017edy ne\u010dakane a m\u00e1lokto m\u00e1 v tej chv\u00edli chladn\u00fa hlavu. Pr\u00e1ve preto sa oplat\u00ed vedie\u0165 vopred, \u010do presne robi\u0165. V \u010dl\u00e1nku n\u00e1jdete presn\u00fd postup: \u010do urobi\u0165 priamo na mieste, kedy je nutn\u00e9 vola\u0165 pol\u00edciu, ako vyplni\u0165 eur\u00f3psky z\u00e1znam o nehode a ako spr\u00e1vne nahl\u00e1si\u0165 \u0161kodu pois\u0165ovni.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co urobi\u0165 priamo na mieste nehody?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Zastavte vozidlo<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Prv\u00fdm krokom je zastavi\u0165 vozidlo a vypn\u00fa\u0165 motor. Zapnite v\u00fdstra\u017en\u00e9 svetl\u00e1 a \u010do najsk\u00f4r umiestnite v\u00fdstra\u017en\u00fd trojuholn\u00edk (minim\u00e1lne 50 metrov za vozidlom na ceste, na dia\u013enici a\u017e 100 metrov). Ak m\u00e1te reflexn\u00fa vestu, oble\u010dte si ju e\u0161te pred t\u00fdm, ne\u017e vyst\u00fapite mimo vozidla.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li><strong>Skontrolujte, \u010di nie je niekto zranen\u00fd<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Pri zranen\u00ed okam\u017eite volajte z\u00e1chrann\u00fa zdravotn\u00fa slu\u017ebu na \u010d\u00edsle 155, pr\u00edpadne jednotn\u00e9 eur\u00f3pske \u010d\u00edslo ties\u0148ov\u00e9ho volania 112. Poskytnite prv\u00fa pomoc pod\u013ea svojich schopnost\u00ed \u2013 z\u00e1kon v\u00e1m to priamo uklad\u00e1 ako povinnos\u0165 \u00fa\u010dastn\u00edka nehody.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li><strong>Vozidl\u00e1 po nehode nepremiest\u0148ujte, pokia\u013e to nie je nevyhnutn\u00e9<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Vozidl\u00e1 by sa nemali premiest\u0148ova\u0165, pokia\u013e to nie je nevyhnutn\u00e9 pre bezpe\u010dnos\u0165 prem\u00e1vky alebo o\u0161etrenie zranen\u00fdch. Ak mus\u00edte s autom pohn\u00fa\u0165 (napr\u00edklad blokujete jazdn\u00fd pruh), najprv si vyfotografujte presn\u00fa polohu vozidiel, stopy po nehode aj po\u0161kodenie \u2013 posl\u00fa\u017ei to ako d\u00f4kaz pre pois\u0165ov\u0148u aj pr\u00edpadn\u00e9 vy\u0161etrovanie. Fotografujte z viacer\u00fdch uhlov vr\u00e1tane E\u010cV oboch vozidiel, po\u0161koden\u00fdch miest a okolia (dopravn\u00e9 zna\u010denie, stav vozovky, vidite\u013enos\u0165).<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li><strong>Sp\u00ed\u0161te z\u00e1znam o nehode, alebo zavolajte pol\u00edciu<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Ak sa s druh\u00fdm \u00fa\u010dastn\u00edkom dohodnete na zavinen\u00ed, pri nehode nebol nikto zranen\u00fd a udalos\u0165 nesp\u013a\u0148a ani in\u00e9 podmienky pre volanie pol\u00edcie, sp\u00ed\u0161te spolo\u010dne z\u00e1znam o nehode. V opa\u010dnom pr\u00edpade zavolajte pol\u00edciu. Ak boli na mieste svedkovia, poznamenajte si aj ich men\u00e1 a telef\u00f3nne kontakty \u2013 pri spore o zavinen\u00ed bud\u00fa neocenite\u013en\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kedy je nutn\u00e9 vola\u0165 pol\u00edciu?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fd\u0161ka \u0161kody na vozidle u\u017e nieko\u013eko rokov nerozhoduje o tom, \u010di mus\u00edte na miesto privola\u0165 pol\u00edciu &#8211; t\u00e1to podmienka zo z\u00e1kona o cestnej prem\u00e1vke zmizla od 1. j\u00fala 2022. Pod\u013ea aktu\u00e1lneho znenia <a href=\"https:\/\/www.slov-lex.sk\/ezbierky\/pravne-predpisy\/SK\/ZZ\/2009\/8\/#paragraf-64.nadpis\">\u00a7 64<\/a> ide o dopravn\u00fa nehodu, ktor\u00fa je nutn\u00e9 nahl\u00e1si\u0165 pol\u00edcii, v\u017edy ke\u010f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>sa pri <strong>nej usmrt\u00ed alebo zran\u00ed osoba<\/strong>,<\/li>\n\n\n\n<li>sa <strong>znefunk\u010dn\u00ed cesta alebo v\u0161eobecne prospe\u0161n\u00e9 zariadenie<\/strong> (napr\u00edklad semafor, zvodidl\u00e1 alebo verejn\u00e9 osvetlenie),<\/li>\n\n\n\n<li><strong>unikn\u00fa nebezpe\u010dn\u00e9 veci<\/strong> (napr\u00edklad palivo, olej alebo in\u00e9 l\u00e1tky ohrozuj\u00face zdravie \u010di \u017eivotn\u00e9 prostredie).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ak nenastala \u017eiadna z t\u00fdchto situ\u00e1ci\u00ed a ide \u201elen\u201c o hmotn\u00fa \u0161kodu na vozidl\u00e1ch, z\u00e1kon to pova\u017euje za \u0161kodov\u00fa udalos\u0165 \u2013 a to bez oh\u013eadu na to, ak\u00e1 vysok\u00e1 \u0161koda vznikla, aj keby i\u0161lo o dve tot\u00e1lne zni\u010den\u00e9 aut\u00e1. Pol\u00edciu napriek tomu mus\u00edte privola\u0165 aj pri \u0161kodovej udalosti, ak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>niektor\u00fd z <strong>\u00fa\u010dastn\u00edkov nespln\u00ed svoje povinnosti<\/strong> (nezastav\u00ed vozidlo, neposkytne \u00fadaje alebo odmietne vyplni\u0165 a podp\u00edsa\u0165 z\u00e1znam o nehode),<\/li>\n\n\n\n<li>je vodi\u010d niektor\u00e9ho zo z\u00fa\u010dastnen\u00fdch vozidiel<strong> pod vplyvom alkoholu alebo inej n\u00e1vykovej l\u00e1tky<\/strong>, pr\u00edpadne sa odmietne podrobi\u0165 vy\u0161etreniu,<\/li>\n\n\n\n<li>sa <strong>\u00fa\u010dastn\u00edci nedohodn\u00fa, kto \u0161kodu zavinil<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ak ni\u010d z uveden\u00e9ho nenastalo a obe strany sa zhodn\u00fa na priebehu aj zavinen\u00ed, pol\u00edciu vola\u0165 nemus\u00edte. Udalos\u0165 vybav\u00edte priamo s pois\u0165ov\u0148ou pomocou eur\u00f3pskeho z\u00e1znamu o nehode (na stiahnutie <a href=\"https:\/\/www.minv.sk\/swift_data\/source\/policia\/dopravna_policia\/1sprava_o_nehode.pdf\">TU<\/a>). V praxi sa v\u0161ak oplat\u00ed zavola\u0165 pol\u00edciu aj vtedy, ke\u010f je situ\u00e1cia nejasn\u00e1, druh\u00fd \u00fa\u010dastn\u00edk je agres\u00edvny alebo nekomunikat\u00edvny, pr\u00edpadne ide o vozidlo zo zahrani\u010dia. Dorie\u0161enie \u0161kody b\u00fdva v takom pr\u00edpade zlo\u017eitej\u0161ie a policajn\u00fd z\u00e1znam v\u00e1m u\u0161etr\u00ed pr\u00e1cu.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/www.rixo.sk\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited.jpg\" alt=\"ako postupova\u0165 po dopravnej nehode\" class=\"wp-image-103\" data-srcset=\"https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited.jpg 1000w, https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited-300x169.jpg 300w, https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited-768x432.jpg 768w, https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited-100x56.jpg 100w, https:\/\/www.rixo.sk\/blog\/wp-content\/uploads\/sites\/3\/2026\/08\/young-woman-talking-her-phone-driving-car-1-1-1-edited-700x394.jpg 700w\" data-sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Ako vyplni\u0165 Eur\u00f3psky z\u00e1znam o nehode?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ak pol\u00edciu vola\u0165 nemus\u00edte, k\u013e\u00fa\u010dov\u00fdm dokumentom je <strong>Eur\u00f3psky z\u00e1znam o nehode (\u010dasto naz\u00fdvan\u00fd aj spr\u00e1va o nehode)<\/strong>. Ide o \u0161tandardizovan\u00e9 tla\u010divo platn\u00e9 vo v\u0161etk\u00fdch krajin\u00e1ch E\u00da a vzh\u013ead aj \u010d\u00edslovanie kol\u00f3niek s\u00fa vo v\u0161etk\u00fdch jazykov\u00fdch verzi\u00e1ch rovnak\u00e9, tak\u017ee ho bez probl\u00e9mov vypln\u00edte aj pri nehode v zahrani\u010d\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00ed\u0161te ve\u013ek\u00fdm tla\u010den\u00fdm p\u00edsmom, nech je \u010ditate\u013en\u00e1 aj k\u00f3pia pod prepisom. Vypl\u0148te d\u00e1tum, \u010das a presn\u00e9 miesto nehody, \u00fadaje o vozidl\u00e1ch a poisteniach oboch str\u00e1n, zakr\u00fa\u017ekujte okolnosti, ktor\u00e9 zodpovedaj\u00fa priebehu nehody, a n\u00e1kresom zn\u00e1zornite situ\u00e1ciu na vozovke. Do pozn\u00e1mok pod n\u00e1kresom m\u00f4\u017eete doplni\u0165 \u010fal\u0161ie podrobnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Formul\u00e1r musia podp\u00edsa\u0165 obaja \u00fa\u010dastn\u00edci<\/strong>. Po podpise dostane ka\u017ed\u00fd svoju k\u00f3piu; odpor\u00fa\u010dame si z\u00e1znam e\u0161te pred rozchodom odfoti\u0165 mobilom pre istotu. Ak sa na okolnostiach nezhodnete alebo si nie ste ist\u00ed, ako situ\u00e1ciu op\u00edsa\u0165, rad\u0161ej vec konzultujte telefonicky s asisten\u010dnou linkou svojej pois\u0165ovne alebo rovno privolajte pol\u00edciu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nahl\u00e1senie pois\u0165ovni<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poistn\u00fa udalos\u0165 nahl\u00e1ste \u010do najsk\u00f4r, aj ke\u010f preml\u010dacia lehota na uplatnenie n\u00e1roku z <a href=\"https:\/\/www.rixo.sk\/povinne-zmluvne-poistenie\">PZP<\/a> je \u0161tyri roky. \u010c\u00edm dlh\u0161ie \u010dak\u00e1te, t\u00fdm \u0165a\u017e\u0161ie sa d\u00f4kazy a svedeck\u00e9 v\u00fdpovede zh\u00e1\u0148aj\u00fa, a pois\u0165ovni tak d\u00e1vate menej podkladov na r\u00fdchle vybavenie \u0161kody.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0160kodu <strong>nahlasujete v pois\u0165ovni vinn\u00edka nehody<\/strong>. Ak zr\u00e1\u017eku zavinila druh\u00e1 strana, nahl\u00e1ste ju v jej pois\u0165ovni. V\u00e4\u010d\u0161ina pois\u0165ovn\u00ed dnes umo\u017e\u0148uje nahl\u00e1senie online, cez mobiln\u00fa aplik\u00e1ciu alebo telefonicky na asisten\u010dnej linke. Pripravte si \u010d\u00edslo zmluvy, vyplnen\u00fd z\u00e1znam o nehode, fotografie z miesta nehody, kontaktn\u00e9 \u00fadaje druh\u00e9ho \u00fa\u010dastn\u00edka alebo \u010d\u00edslo policajn\u00e9ho z\u00e1pisu, ak bola nehoda rie\u0161en\u00e1 s pol\u00edciou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ak <strong>ste \u0161kodu zavinili vy, nahl\u00e1ste ju vo svojej pois\u0165ovni<\/strong>. Rovnako ju nahlasuje aj po\u0161koden\u00fd. \u0160kody na va\u0161om aute potom m\u00f4\u017ee pokry\u0165 va\u0161e <a href=\"https:\/\/www.rixo.sk\/havarijne-poistenie\">havarijn\u00e9 poistenie<\/a>, ak ho m\u00e1te dojednan\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u0161etko zvl\u00e1dnete ove\u013ea jednoduch\u0161ie, ak m\u00e1te poistenie, na ktor\u00e9 sa d\u00e1 spo\u013eahn\u00fa\u0165, ke\u010f potrebujete po nehode vyu\u017ei\u0165 asisten\u010dn\u00e9 slu\u017eby alebo v\u00e1s nab\u00fara nezn\u00e1my vinn\u00edk a n\u00e1hradu \u0161kody po\u017eadujete z havarijky. Na <a href=\"http:\/\/rixo.sk\">RIXO.sk<\/a> si porovn\u00e1te ponuky povinn\u00e9ho zmluvn\u00e9ho aj havarijn\u00e9ho poistenia od viacer\u00fdch pois\u0165ovn\u00ed naraz. Sta\u010d\u00ed zada\u0165 E\u010cV vozidla a my v\u00e1m do min\u00faty n\u00e1jdeme tie najv\u00fdhodnej\u0161ie mo\u017enosti na mieru.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background has-text-align-center wp-element-button\" href=\"https:\/\/www.rixo.sk\/povinne-zmluvne-poistenie\" style=\"background-color:#605db5\">Porovna\u0165 povinn\u00e9 zmluvn\u00e9 poistenie<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Dopravn\u00e1 nehoda pr\u00edde v\u017edy ne\u010dakane a m\u00e1lokto m\u00e1 v tej chv\u00edli chladn\u00fa hlavu. Pr\u00e1ve preto sa oplat\u00ed vedie\u0165 vopred, \u010do presne robi\u0165. V \u010dl\u00e1nku n\u00e1jdete presn\u00fd postup: \u010do urobi\u0165 priamo na mieste, kedy je nutn\u00e9 vola\u0165 pol\u00edciu, ako vyplni\u0165 eur\u00f3psky z\u00e1znam o nehode a ako spr\u00e1vne nahl\u00e1si\u0165 \u0161kodu pois\u0165ovni.<\/p>\n","protected":false},"author":11,"featured_media":101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,11],"tags":[14],"class_list":["post-98","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jazda","category-pzp","tag-pzp"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/posts\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":2,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions"}],"predecessor-version":[{"id":104,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/posts\/98\/revisions\/104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/media\/101"}],"wp:attachment":[{"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/media?parent=98"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/categories?post=98"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.sk\/blog\/wp-json\/wp\/v2\/tags?post=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}